Bank card payments for businesses
Businesses and individual entrepreneurs can top up their personal accounts and pay for consumed resources using a corporate bank card linked to the billing account.
We accept Mir, Visa, and MasterCard.
- Residents of Russia make payments in RUB and can only use bank cards issued by Russian banks.
- Residents of Kazakhstan make payments in KZT and can only use bank cards issued by non-Russian banks.
- Non-residents of Russia and Kazakhstan make payments in USD and can only use credit or debit cards issued by non-Russian banks.
Within a single user account, all payers must pay in the same currency.
Linking a bank card
When creating a billing account, you need to link a bank card.
To verify your bank card, we will hold a small amount (USD 1.30) in your account. This amount will not be written off and will be released as soon as the verification is complete. The time required to release the money may vary from bank to bank.
Note
If you want to use only the Transfer from your bank account payment method, follow the instructions on how to change your payment method.
You cannot unlink a bank card from an active billing account. However, you can change the linked card or delete the card from your account profile after inactivating the account.
Personal account top-up
We recommend that you track spending on your personal account and top up the balance so that it is always positive. If the funds for the consumed resources cannot be debited from your linked bank card or your personal account balance exceeds the maximum allowed billing threshold, Yandex Cloud reserves the right to change the status of your billing account to PAYMENT_REQUIRED.
For more information, see Billing cycle.
Debiting funds
Funds are automatically debited from the bank card linked to the billing account at the beginning of the next reporting month if the total debited amount is greater than zero.
Note
Yandex Cloud reserves the right to automatically debit funds during the current reporting period if your account balance exceeds the established billing threshold.
The payment is usually transferred within 15 to 20 minutes. You can view your payment history here.
If you do not have enough funds on your bank card on the day when funds are to be debited, the debit transaction will be repeated later. If the funds cannot be debited within one day, Yandex Cloud reserves the right to change the status of your billing account to Suspended.
For more information, see Billing cycle.
Charged amount
The total amount debited depends on whether you used up your grant and topped up your personal account during the reporting period.
The write-off amount is calculated using the formula:
The personal account balance at the beginning of the reporting period is 0 dollars.
The personal account was never topped up during the reporting period (0 dollars).
The grant amount is 10 dollars.
The billing threshold is 20 dollars.
In the middle of the reporting period, the established billing threshold is reached and the amount for consumed resources is 30 dollars.
Total amount: 30 - (0 + 0 + 10) = 20 (dollars).
In the middle of the reporting period, 20 dollars could be debited from the linked bank card.
The personal account balance at the beginning of the reporting period is 0 dollars.
The personal account was never topped up during the reporting period (0 dollars).
The grant amount is 10 dollars.
At the end of the reporting period, the amount for consumed resources is 8 dollars.
The grant amount at the end of the reporting period is 2 dollars. The personal account balance has not changed.
At the beginning of the next reporting month, no funds will be debited from the linked bank card.
The personal account balance at the beginning of the reporting period is 0 dollars.
The personal account was never topped up during the reporting period (0 dollars).
The grant amount is 10 dollars.
The billing threshold is 20 dollars.
At the end of the reporting period, the amount for consumed resources is 23 dollars. The billing threshold has not been reached and the grant has been fully spent.
Total amount: 23 - (0 + 0 + 10) = 13 (dollars).
At the beginning of the next reporting period, 13 dollars are debited from the linked bank card.